The Best Maxi Tote Bags I Found This Month, All Under ₦20k

The Best Maxi Tote Bags I Found This Month, All Under ₦20k19 June 2025 at 11:30A good quality maxi tote will last you a while. Instead of replacing smaller bags every few months because they can’t carry your workload (literally), one trusty tote does it all. As a 9 – 5 girlie, one major item I carry with me every day to work is my tote bag. It holds my laptop, phone, and phone chargers, umbrella, five lip glosses, jotters, pens, and my office ID. Sometimes, I can even squeeze in a food flask and still have a little wiggle room. So naturally, I love a good maxi tote bag.

Recently, I was searching for maxi tote bags that wouldn’t empty my bank account, and honestly, I came across so many that I just had to buy them for the girls. I mean, when you’ve spent hours doing thorough market research scrolling from IG vendors to e-commerce sites, the least you can do is share your finds. So if you’re also on the hunt for a sturdy, stylish, and roomy tote under ₦20,000, you’re in luck.

Before I plug you, here’s why you need to consider getting a maxi tote if you haven’t already.

Why Every 9-5 Baddie Needs a Maxi Tote Bag1. It Carries Everything

You don’t realise how much you carry in a day until you try to fit your essentials into a tiny handbag and end up walking into the office juggling chargers and your water bottle. With a maxi tote, all your daily work-life chaos has a home. Laptop? Check. Lip gloss collection? Check. Sanitary pads, book to read in traffic, even that shoe you plan to change into later? Check, check, and check.

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2. You Save Money in the Long Run

A good quality maxi tote will last you a while. Instead of replacing smaller bags every few months because they can’t carry your workload (literally), one trusty tote does it all. 

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3. It’s Perfect for More Than Work

Weekend errands? Sleepover at your friend’s place? Church? Airport vibes? Your trusty tote bag can be carried everywhere. 

Now to the good part. Here are the cutest, most functional maxi totes I found this month that don’t cost more than ₦20,000. 

These Maxi Tote Bags Deserve a Spot in Your Closet1. Faux Leather Maxi Tote BagsThese ones are for the girlies who want something sleek, structured, and easy to clean. Faux leather totes often look more expensive than they actually are, and they give “boss babe” energy.

They’re great for office environments and formal settings. Most come with inner pockets and zipped compartments to keep your items secure, which is a major plus if you’re carrying valuables. Also, they wipe clean, so if your lip gloss spills, it’s not the end of the world.

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2. Canvas Maxi Tote BagsThese are probably the most popular type of maxi totes right now. Canvas bags are super lightweight, washable, and usually more affordable than leather ones. They are laid-back, cool, and effortlessly stylish. 

They’re the right type of bag for everyday use, school, errands, or even casual Fridays at work. A good canvas tote will fit your laptop, jotters, water bottle, and even your gym outfit for post-work plans.

3. Nylon Maxi Tote BagsThese are the lowkey MVPs. They’re water-resistant, featherlight, and super roomy. Nylon totes are perfect for Lagos girlies who move through unpredictable weather or use public transport often.

Some come with zippers, inner compartments, and padded laptop sleeves, making them ideal for tech enthusiasts or commuters who need more protection for their gadgets.

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4. Quilted and Woven Maxi Tote BagsIf you want something a bit more fashionable or elevated, quilted and woven totes are the way to go. Quilted styles give you that puffy, luxury vibe, while woven bags are textured and very Pinterest-core.

They’re not always office-appropriate depending on the design, but they’re perfect for brunch, church, or days when you want to switch things up and still carry your essentials in one place.

5. Oversized Tote BagNow these are the tote bags that are just on the edge of being duffel bags. They’re larger than a typical maxi bag, but still not quite a travel bag. You can use them to carry your essential items as extra hand luggage when you’re travelling, or for mini-trips. 

There’s something so satisfying about owning a bag that works as hard as you do. So if you’ve been thinking about investing in one, this is your sign. These ones I listed are stylish, strong, and budget-friendly. You’re welcome.

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